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Social Security is a racial ripoff for Black males who have the shortest lifespan between the genders and races. Black males like Richard Pryor pay sky-high Social Security tax their entire lives and die at 65 and never collect one red dime. Their children get nothing. All money goes to highly educated rich White folks who live the longest. Medicare is also a racial ripoff for exactly the same reason. We need to let young people have an Option of tax-free Private Savings Accounts (PSA) so those that die at 64 have all that money go to their children or hiers. This provides intergenerational wealth for American families. Jose Pinera, who started PSAs in Chile in the 1980s, said, "When the USA empowers their citizens with PSAs, the rest of the world will follow!" Let's change the world!

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